:root{
  --ground:#FFFFFF;--surface:#FFFFFF;--panel:#F1F5F5;
  --ink:#0C1615;--ink-2:#0F201F;--body:#3B4B4C;--muted:#5F6F70;--border:#E1E9E9;
  --accent:#0B6C77;--accent-strong:#095059;--teal:#22C1D0;--teal-soft:#7FE0E8;
  --dark:#081210;--dark-2:#0C1A18;
  --radius:16px;--maxw:1180px;color-scheme:light;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --ground:#0A1211;--surface:#0F1918;--panel:#111D1B;
  --ink:#F2F7F6;--ink-2:#EAF3F2;--body:#B4C3C2;--muted:#8D9E9E;--border:#233230;
  --accent:#2BC0CC;--accent-strong:#5FD4DD;--teal:#33CEDB;--teal-soft:#0E3B3E;
  --dark:#060C0B;--dark-2:#0A1413;color-scheme:dark;}}
:root[data-theme="dark"]{
  --ground:#0A1211;--surface:#0F1918;--panel:#111D1B;
  --ink:#F2F7F6;--ink-2:#EAF3F2;--body:#B4C3C2;--muted:#8D9E9E;--border:#233230;
  --accent:#2BC0CC;--accent-strong:#5FD4DD;--teal:#33CEDB;--teal-soft:#0E3B3E;
  --dark:#060C0B;--dark-2:#0A1413;color-scheme:dark;}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--ground);color:var(--body);
  font-family:"Hanken Grotesk",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  font-size:1.02rem;line-height:1.62;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--accent);text-decoration:none}
a:focus-visible,button:focus-visible,.btn:focus-visible,.ctile:focus-visible{outline:2px solid var(--teal);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:"Archivo",system-ui,sans-serif;color:var(--ink);margin:0;line-height:1;letter-spacing:-.025em;font-weight:800;text-transform:uppercase;text-wrap:balance}
h1{font-size:clamp(2.8rem,6.6vw,5.4rem)}
h2{font-size:clamp(2.05rem,4.4vw,3.3rem)}
h3{font-size:1.08rem;letter-spacing:.005em}
p{margin:0}
strong{color:var(--ink);font-weight:700}
section[id]{scroll-margin-top:84px}
.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:24px}
.kicker{display:inline-flex;align-items:center;gap:10px;font-size:.74rem;letter-spacing:.22em;text-transform:uppercase;font-weight:700;color:var(--accent)}
.kicker::before{content:"";width:26px;height:2px;background:var(--teal);display:inline-block}
section{padding-block:clamp(60px,8vw,110px)}
.mark{color:var(--teal)}
.more{display:inline-flex;align-items:center;gap:.5em;font-family:"Archivo";font-weight:700;text-transform:uppercase;letter-spacing:.04em;font-size:.8rem;color:var(--accent)}
.more:hover{gap:.8em}
.prose p{margin-bottom:1.1em;font-size:1.06rem;line-height:1.7}
.prose p:last-child{margin-bottom:0}
.prose ul{margin:0 0 1.1em;padding:0;list-style:none;display:flex;flex-direction:column;gap:.7rem}
.prose ul li{position:relative;padding-left:1.7rem;line-height:1.6}
.prose ul li::before{content:"";position:absolute;left:0;top:.6em;width:8px;height:8px;border-radius:50%;background:var(--teal)}
.prose h2{margin:1.6em 0 .5em;font-size:clamp(1.5rem,3vw,2rem)}
.prose h3{font-size:1.2rem;margin:1.4em 0 .4em;text-transform:none;letter-spacing:-.01em}
.prose a{color:var(--accent);text-decoration:underline;text-underline-offset:2px}
.note{font-size:.92rem;color:var(--muted);font-style:italic}

.btn{display:inline-flex;align-items:center;gap:.6em;font-family:"Archivo",sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.04em;font-size:.84rem;
  padding:1em 1.5em 1em 1.7em;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:transform .16s,background .16s,border-color .16s,color .16s}
.btn .arw{display:grid;place-items:center;width:26px;height:26px;border-radius:50%;background:rgba(0,0,0,.14);transition:transform .16s}
.btn:hover .arw{transform:translateX(3px)}
.btn-primary{background:var(--teal);color:#04211f}
.btn-primary:hover{transform:translateY(-2px);background:var(--teal-soft)}
.btn-line{background:transparent;color:#fff;border-color:rgba(255,255,255,.4);padding:1em 1.6em}
.btn-line:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-dark{background:var(--ink);color:#fff;padding:1em 1.6em}
.btn-dark:hover{background:var(--accent-strong);transform:translateY(-2px)}
.btn-dark .arw{background:rgba(255,255,255,.18)}
.btn-outline{background:transparent;color:var(--ink);border-color:var(--border);padding:1em 1.6em}
.btn-outline:hover{border-color:var(--accent)}

.sticky{position:fixed;top:0;left:0;right:0;z-index:50;background:color-mix(in srgb,var(--dark) 94%,transparent);
  backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.08);transform:translateY(-105%);transition:transform .3s ease;padding-top:env(safe-area-inset-top,0px)}
.sticky.show{transform:translateY(0)}
.sticky-in{display:flex;align-items:center;justify-content:space-between;padding-block:12px}
.sticky .brand{color:#fff}.sticky .brand img{width:34px;height:34px}
.sticky-nav{display:flex;align-items:center;gap:26px}
.sticky-nav a{color:#fff;font-weight:600;font-size:.9rem;opacity:.9}.sticky-nav a:hover{opacity:1}
.sticky .btn-primary{padding:.62em 1.15em}

header.hd{position:absolute;top:0;left:0;right:0;z-index:30;padding-top:env(safe-area-inset-top,0px)}
header.hd.solid{position:sticky;top:0;background:var(--dark);border-bottom:1px solid rgba(255,255,255,.08)}
.hd-in{display:flex;align-items:center;justify-content:space-between;padding-block:22px}
.brand{display:flex;align-items:center;gap:11px;color:#fff;font-family:"Archivo";font-weight:800;text-transform:uppercase;letter-spacing:.04em;font-size:1rem}
.brand img{width:42px;height:42px;object-fit:contain}
.hd-nav{display:flex;align-items:center;gap:28px}
.hd-nav a{color:#fff;font-weight:600;font-size:.92rem}
.hd-nav .lk{opacity:.9}.hd-nav .lk:hover{opacity:1}
.hd .btn-primary{padding:.7em 1.15em;font-size:.8rem}

.menu-btn{display:none;background:transparent;border:0;cursor:pointer;color:#fff;padding:6px;align-items:center;justify-content:center}
.menu-btn svg{width:30px;height:30px}
.mm{position:fixed;inset:0;z-index:80;background:var(--dark);color:#fff;display:flex;flex-direction:column;padding:22px 24px calc(28px + env(safe-area-inset-bottom,0px));
  transform:translateY(-100%);transition:transform .3s ease;visibility:hidden}
.mm.open{transform:translateY(0);visibility:visible}
.mm-top{display:flex;align-items:center;justify-content:space-between}
.mm-top .brand img{width:40px;height:40px}
.mm-close{background:transparent;border:0;color:#fff;cursor:pointer}.mm-close svg{width:30px;height:30px}
.mm-links{display:flex;flex-direction:column;gap:6px;margin-top:40px}
.mm-links a{color:#fff;font-family:"Archivo";font-weight:800;text-transform:uppercase;font-size:1.7rem;letter-spacing:-.01em;padding-block:10px;border-bottom:1px solid rgba(255,255,255,.1)}
.mm-cta{margin-top:auto;display:flex;flex-direction:column;gap:12px}
.mm-cta .btn{justify-content:center;width:100%}

.mobilebar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom,0px));
  background:color-mix(in srgb,var(--dark) 96%,transparent);backdrop-filter:blur(10px);border-top:1px solid rgba(255,255,255,.1)}
.mobilebar .btn{flex:1;justify-content:center;padding:.9em 1em}

.hero{position:relative;min-height:clamp(600px,90vh,840px);display:flex;align-items:flex-end;overflow:hidden}
.hero-bg{position:absolute;inset:0;background-image:url('/images/hero.jpg');background-position:center 34%;background-size:cover;background-repeat:no-repeat;transform:scale(1.06);animation:heroZoom 9s ease-out forwards}
.hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,14,12,.5) 0%,rgba(6,14,12,.2) 40%,rgba(6,14,12,.92) 100%)}
@keyframes heroZoom{to{transform:scale(1)}}
.hero-in{position:relative;padding-bottom:clamp(56px,7vw,96px);padding-top:130px;color:#fff;max-width:1000px}
.hero .kicker{color:var(--teal-soft);margin-bottom:22px}.hero .kicker::before{background:var(--teal-soft)}
.hero h1{color:#fff;margin-bottom:24px}
.hero p{color:rgba(255,255,255,.92);font-size:clamp(1.05rem,1.6vw,1.3rem);max-width:46ch;margin-bottom:30px}
.hero-cta{display:flex;flex-wrap:wrap;gap:13px;margin-bottom:28px}
.hero-rate{display:flex;flex-wrap:wrap;align-items:center;gap:12px;color:#fff;font-weight:600;font-size:.95rem}
.hero-rate .stars{color:#FFC65A;letter-spacing:.1em}
.hero-rate .sep{width:1px;height:16px;background:rgba(255,255,255,.3)}
.anim{opacity:0;transform:translateY(18px);animation:rise .7s cubic-bezier(.2,.7,.3,1) forwards}
.a1{animation-delay:.05s}.a2{animation-delay:.16s}.a3{animation-delay:.27s}.a4{animation-delay:.38s}.a5{animation-delay:.49s}
@keyframes rise{to{opacity:1;transform:none}}

/* page hero (inner pages) */
.phero{position:relative;background:var(--dark);color:#fff;padding-top:clamp(120px,16vw,180px);padding-bottom:clamp(48px,7vw,80px);overflow:hidden}
.phero::before{content:"";position:absolute;top:-30%;right:-10%;width:55%;height:150%;background:radial-gradient(circle,rgba(34,193,208,.16),transparent 66%)}
.phero .wrap{position:relative}
.phero .crumb{font-size:.82rem;color:#8fb0b2;margin-bottom:16px;letter-spacing:.02em}
.phero .crumb a{color:#8fb0b2}.phero .crumb a:hover{color:#fff}
.phero h1{color:#fff;max-width:18ch}
.phero p{color:rgba(255,255,255,.85);font-size:1.14rem;max-width:56ch;margin-top:18px}
.phero .kicker{color:var(--teal);margin-bottom:16px}.phero .kicker::before{background:var(--teal)}

.strip{background:var(--ink)}
.strip-in{display:flex;flex-wrap:wrap;gap:16px 40px;justify-content:space-between;padding-block:24px}
.strip .it{display:flex;align-items:center;gap:11px;font-weight:600;font-size:.95rem;color:#fff}
.strip svg{width:22px;height:22px;color:var(--teal);flex:none}

.sh{max-width:60ch;margin-bottom:clamp(34px,4vw,52px)}
.sh .kicker{margin-bottom:18px}
.sh p{color:var(--body);margin-top:18px;font-size:1.1rem;text-transform:none;line-height:1.6}
.sh.ctr{max-width:64ch;margin-inline:auto;text-align:center}

.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.pill{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:32px 28px;display:flex;flex-direction:column;gap:12px}
.pill .ic{width:46px;height:46px;border-radius:13px;background:var(--panel);display:grid;place-items:center}
.pill .ic svg{width:23px;height:23px;color:var(--accent)}
.pill h3{font-size:1.16rem;margin-top:4px}.pill p{font-size:.96rem;line-height:1.6}

.cond .kicker{color:var(--accent)}
.cgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.ctile{position:relative;overflow:hidden;border-radius:var(--radius);min-height:260px;display:flex;flex-direction:column;justify-content:flex-end;
  padding:24px;color:#fff;text-decoration:none;isolation:isolate;box-shadow:0 12px 30px -18px rgba(8,18,16,.5)}
.ctile .bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .5s ease}
.ctile .ov{position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(8,18,16,.12) 0%,rgba(8,18,16,.55) 55%,rgba(8,18,16,.9) 100%)}
.ctile:hover .bg{transform:scale(1.06)}
.ctile h3{color:#fff;font-size:1.24rem}
.ctile p{color:rgba(255,255,255,.88);font-size:.92rem;line-height:1.5;margin-top:5px}
.ctile .flag{position:absolute;top:20px;left:20px;font-size:.63rem;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:var(--dark);background:var(--teal);padding:.32em .72em;border-radius:99px}
.ctile .go{position:absolute;top:20px;right:20px;color:#fff;font-family:"Archivo";font-weight:800;opacity:.7;transition:opacity .2s,transform .2s}
.ctile:hover .go{opacity:1;transform:translate(3px,-3px)}
.cond .more{margin-top:34px}

.how{background:var(--panel)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{display:flex;flex-direction:column;gap:10px}
.step .no{width:48px;height:48px;border-radius:50%;background:var(--ink);color:#fff;font-family:"Archivo";font-weight:800;display:grid;place-items:center;font-size:1.15rem}
.step.on .no{background:var(--teal);color:#04211f}
.step h3{font-size:1.1rem;margin-top:4px}.step p{font-size:.94rem;line-height:1.55}

.meet-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:clamp(32px,5vw,68px);align-items:center}
.meet-media{position:relative}
.meet-media img{border-radius:var(--radius);width:100%;object-fit:cover;max-height:560px}
.meet-media .badge{position:absolute;right:-14px;bottom:-16px;background:var(--ink);color:#fff;border-radius:14px;padding:14px 18px;display:flex;flex-direction:column;gap:2px;box-shadow:0 18px 40px -18px rgba(0,0,0,.5)}
.meet-media .badge .s{color:#FFC65A;letter-spacing:.1em;font-size:.95rem}
.meet-media .badge b{font-size:1rem}.meet-media .badge span{font-size:.78rem;color:#9fb1b0}
.meet .cred{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}
.meet .cred span{border:1px solid var(--border);border-radius:99px;padding:.42em .95em;font-size:.84rem;font-weight:600;color:var(--ink)}
.meet p{margin-top:16px;font-size:1.06rem;line-height:1.62}
.statrow{display:flex;flex-wrap:wrap;gap:30px;margin-top:28px;padding-top:26px;border-top:1px solid var(--border)}
.statrow .k{font-family:"Archivo";font-weight:800;font-size:1.75rem;color:var(--ink);line-height:1}
.statrow .l{font-size:.82rem;color:var(--muted);margin-top:5px}

.rev{background:var(--accent-strong);color:#eafcfd;text-align:center}
.rev .kicker{color:var(--teal-soft);justify-content:center}.rev .kicker::before{background:var(--teal-soft)}
.rev .stars{color:#FFC65A;letter-spacing:.18em;font-size:1.6rem}
.rev .n{font-family:"Archivo";font-weight:800;color:#fff;font-size:clamp(3rem,7vw,4.4rem);line-height:1;margin-top:10px}
.rev .sub{color:#cfeef1;font-size:1.05rem;margin-top:10px;text-transform:none}
.rev .btn{margin-top:26px}
.rev-trust{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 26px;margin-top:34px;color:#cfeef1;font-size:.92rem;font-weight:600}
.rev-trust span{display:inline-flex;align-items:center;gap:.5em}
.rev-trust span::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--teal);flex:none}

.funds{background:var(--panel)}
.funds-in{text-align:center}
.funds .lab{font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:var(--muted)}
.funds-row{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-top:20px}
.funds-row span{border:1px solid var(--border);background:var(--surface);border-radius:99px;padding:.5em 1.1em;font-weight:700;color:var(--ink);font-size:.92rem}
.funds .note{margin-top:18px;color:var(--muted);font-size:.9rem}

.loc-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:clamp(28px,4vw,54px);align-items:center}
.loc-grid img{border-radius:var(--radius);width:100%;object-fit:cover;max-height:460px;border:1px solid var(--border)}
.loc-list{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:26px}
.loc-list .li{display:flex;gap:12px;align-items:flex-start}
.loc-list svg{width:20px;height:20px;color:var(--accent);flex:none;margin-top:3px}
.loc-list .t{font-weight:700;color:var(--ink);font-size:.95rem}.loc-list .s{font-size:.9rem;color:var(--muted)}

.faq details{border-bottom:1px solid var(--border)}
.faq summary{cursor:pointer;list-style:none;padding:22px 0;display:flex;align-items:center;justify-content:space-between;gap:18px;font-family:"Archivo";font-weight:700;font-size:1.08rem;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary .ic{flex:none;width:26px;height:26px;border-radius:50%;background:var(--surface);border:1px solid var(--border);display:grid;place-items:center;color:var(--accent);font-weight:700;transition:transform .2s}
.faq details[open] summary .ic{transform:rotate(45deg)}
.faq .ans{padding:0 0 22px;color:var(--body);font-size:.98rem;line-height:1.62;max-width:66ch}

.cta{position:relative;background:var(--dark);color:#fff;overflow:hidden}
.cta::before{content:"";position:absolute;bottom:-40%;left:-5%;width:50%;height:150%;background:radial-gradient(circle,rgba(34,193,208,.16),transparent 66%)}
.cta .wrap{position:relative}
.cta-in{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}
.cta h2{color:#fff;max-width:15ch}.cta p{color:#b9c9c8;margin-top:12px;text-transform:none}

footer.ft{background:var(--dark-2);color:#a9bcbb;padding-block:clamp(48px,6vw,72px) 28px;border-top:1px solid rgba(255,255,255,.06)}
.ft-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:34px}
.ft h4{font-family:"Archivo";font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin:0 0 16px;font-weight:700}
.ft a{color:#c6d3d2;font-size:.93rem}.ft a:hover{color:#fff}
.ft-brand{display:flex;align-items:center;gap:10px;margin-bottom:14px}
.ft-brand img{width:44px;height:44px;object-fit:contain}
.ft-brand span{font-family:"Archivo";font-weight:800;text-transform:uppercase;color:#fff}
.ft-list{display:flex;flex-direction:column;gap:9px}
.hrow{display:flex;justify-content:space-between;font-size:.9rem;padding-block:3px;border-bottom:1px dashed rgba(255,255,255,.08)}
.hrow span:last-child{color:#8fa3a2}
.tags{display:flex;flex-wrap:wrap;gap:8px}
.tags a{border:1px solid rgba(255,255,255,.16);border-radius:99px;padding:.3em .8em;font-size:.8rem}
.tags a:hover{border-color:var(--teal);color:#fff}
.cologh{border-top:1px solid rgba(255,255,255,.1);margin-top:34px;padding-top:20px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:.8rem;color:#8fa3a2}

@media (max-width:900px){
  .g3{grid-template-columns:1fr}.cgrid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}
  .meet-grid,.loc-grid{grid-template-columns:1fr}.meet-media img{max-height:460px}.meet-media{order:-1}
  .ft-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .hd-nav,.sticky-nav{display:none}
  .menu-btn{display:inline-flex}
  .mobilebar{display:flex}
  body{padding-bottom:70px}
}
@media (max-width:560px){.cgrid,.steps,.loc-list,.ft-grid{grid-template-columns:1fr}.hero-cta .btn{flex:1 1 auto;justify-content:center}}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.anim{opacity:1;transform:none}.hero-bg{transform:none}html{scroll-behavior:auto}}